Fannie Mae Monthly Summary: February 2026 Highlights
The Fannie Mae monthly summary for February 2026 gives a clear look at mortgage market activity, portfolio performance, and delinquency trends. This update helps real estate professionals, investors, and homebuyers understand how Fannie Mae’s business changed during the month.
In this report, the Fannie Mae monthly summary covers the guaranty book of business, new business acquisitions, retained mortgage portfolio activity, mortgage-backed securities, and serious delinquency rates. These figures offer a helpful snapshot of housing finance conditions early in 2026.
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February 2026 Mortgage Market Highlights
The report showed that Fannie Mae’s guaranty book of business declined slightly in February 2026. At the same time, new business activity remained significant, showing that the company continues to play a major role in the housing finance market.
- Guaranty book of business: $4.134 trillion
- Compound annualized growth rate: down 0.8%
- New business acquisitions: $33.704 billion
- Year-to-date acquisitions: $73.517 billion
Delinquency Trends in the February Report
Another key part of the Fannie Mae monthly summary is delinquency performance. In February 2026, the conventional single-family serious delinquency rate increased by 1 basis point to 0.60%. The multifamily serious delinquency rate also increased by 1 basis point to 0.74%.
These small increases suggest that credit conditions remain relatively stable, although market watchers will continue to monitor borrower performance closely.
Retained Mortgage Portfolio Update
The retained mortgage portfolio grew during February. Its ending balance reached $150.393 billion, up from $141.638 billion in January. That increase reflected continued purchasing activity during the month.
- Purchases: $25.525 billion
- Sales: $14.798 billion
- Liquidations: $1.972 billion
- End balance: $150.393 billion
Mortgage-Backed Securities and Guarantees
The Fannie Mae monthly summary also reviewed mortgage-backed securities activity. February issuances totaled $30.285 billion, while liquidations reached $35.974 billion. The balance of Fannie Mae MBS, excluding the portion backed by Freddie Mac securities, ended the month at about $4.062 trillion.
Fannie Mae also reported maximum exposure to Freddie Mac collateral of $182.2 billion in outstanding resecuritizations as of February 28, 2026.
What This Means for Housing Finance
This housing finance update shows a market that remains active, even with some modest declines in overall business volume. Slightly higher delinquency rates and a lower guaranty book suggest that conditions are steady but still worth watching.
For buyers, sellers, and real estate professionals, monthly reporting like this can provide useful context for broader mortgage and housing market trends. You can also
browse available homes to compare national finance trends with local market opportunities.
Read the Official Fannie Mae Update
To review the original release, visit the official
Fannie Mae February 2026 Monthly Summary announcement
.
Conclusion
The Fannie Mae monthly summary for February 2026 highlights important movement in the guaranty book, delinquency rates, and portfolio activity. While the month showed a slight decline in some areas, the report still points to a large and active mortgage finance environment.
Following these updates can help industry professionals and consumers stay informed about changes that may influence lending, market conditions, and real estate decisions throughout 2026.